We see subprime offers all-over the place: "consolidate your debts" or "tap you home's equity," the ads read. As Lee puts it, why not pay off cards with 18% annual interest rates with a 9% loan? Half the subprimes were cash out ...

News - Help for homebuyers
Although Ben states that he has a bad credit rating, the fact that he has been offered a 95% mortgage suggests that his rating may not be as dreadful as he thinks. Many sub-prime lenders would not even consider lending this amount and ...